American Lending Finance

Bank credit: is it growing, and where’s it going?

Lenders have loosened purse strings, but some sectors are monopolising bank loans. Hence the clamour for more credit

Mortgage Loans: Stick With A Bank Or Go With A Broker?

It matters where you go for a mortgage. Who offers a better deal — a banker or broker?

Here's What You Need to Look For to Make Sure You're Not Being Scammed at the ATM

Is a personal loan for you?

Personal loans have surged in popularity, due in part to increasing consumer confidence and a growing array of online lenders to provide them.

How to Reinstate an Auto Loan after Repossession

If your car gets repossessed, you have three main ways of getting it back: reinstating the loan, redeeming the vehicle, or buying it back at auction. If it's allowed in your state, keep reading to find out how to reinstate an auto loan after repossession.

How Home Prices Compare With Four Years Ago

There’s little debate that the housing market was in bad shape four years ago. But there’s considerable disagreement over whether the market is better off today.

The Pros and Cons of Personal Loans

Personal loans are a quick source of cash, but be careful how you use them.

7 Signs of a Personal Loan Scam

From lenders guaranteeing easy approval to not being registered in your state, learn how to spot personal loan scams and what to do if you fall victim.

Personal loan right for you?

From purchasing a vehicle to renovating a home to covering an emergency, we all have different financial goals. For those without the immediate funds to achieve these goals, taking out a personal loan can be the right way to go.

4 Mistakes To Avoid When Taking a Personal Loan

Personal loans come with a higher interest rate compared with secured loans

5 things to check before availing a personal loan

A situation when you find yourself in need of funds for fulfilling some of your personal need, in such case personal loan comes in handy.

When Is The Right Time To Get A Personal Loan?

Getting a personal loan is easy: you simply have to compare the rates from different banks and get the one with the best interest rate. While applying for personal loan is easy, looking for the best time to apply for one is the hardest. How...

Peer-to-Peer Lending and Personal Loans — Are They Right for You?

Unlike traditional loans where a borrower applies for money at a bank or financial institution, peer-to-peer personal loans connect creditworthy borrowers directly with investors. Just like an unsecured bank loan, borrowers have to be upfront with what the borrowed money will be used for. Using the same analytics that banks use, Credit Sesame can help you find the best deals in peer-to-peer lending and personal loans…

Personal Loans For Less Than Perfect Credit

Poor credit can keep you from landing a personal loan. Here’s how to impress lenders.

Key Mistakes To Avoid When Repaying Personal Loans

A personal loan is one of the sought-after financial tools utilized by everyone today. It is a form of financial aid that is typically easy to deal with as it offers flexible payment terms. In the beginning, applying for a personal loan seems to be beneficial from your end, but when you fail to take …

When Is Taking Out A Personal Loan A Good Idea?

Before you borrow any money, consider all alternatives. In some cases, taking out a personal loan may be the appropriate financial product

401(k) Loan vs. Personal Loan: Which Is Better?

Learn the difference between a 401(k) loan vs. personal loan before making your choice about which option is right for you.

In the Market for a Personal Loan? Here's 1 Thing You Absolutely Must Do

A personal loan can help you save money on debt consolidation, but don’t skip this step.

Can I Take Out a Personal Loan to Cover a House Downpayment?

You may have questioned whether you can take out a personal loan to fund your down payment. Although it is possible, we do not recommend it. Here’s why.